The Discover it Student Cash Back card is an incredible choice for students who want to build credit while earning top-tier rewards. With this card, you can get 5% cash back on rotating categories like restaurants, grocery stores, gas stations, and online shopping—helping you save on the things you already spend money on.
With free access to your FICO credit score, 0% intro APR on purchases, and built-in security features, the Discover it Student Cash Back makes managing money easy and rewarding. Whether you’re paying for textbooks, dining out, or shopping online, this card is tailored for students looking to maximize every dollar while building their financial future.
Incredible Benefits of the Discover it Student Cash Back Card
5% Cash Back on Rotating Categories – Maximize Your Rewards
One of the biggest advantages of the Discover it Student Cash Back card is its 5% cash back on rotating bonus categories each quarter. Whether it’s gas stations, restaurants, Amazon.com, or grocery stores, these categories change every three months, ensuring you earn big on the purchases you make most. Just activate the categories each quarter, and start saving!
Unlimited Cash Back Match – Double Your Earnings in the First Year
Discover offers one of the best cash-back bonuses for students—at the end of your first year, they will match all the cash back you’ve earned. If you earned $100 in cash back, Discover will give you another $100, making it $200 total! There’s no limit to how much you can earn, making this an incredible first-year benefit.
1% Unlimited Cash Back on All Other Purchases
Even when you’re not spending in the bonus categories, you’ll still earn 1% cash back on every purchase. Whether you’re buying textbooks, paying for rideshares, or grabbing coffee, you’re always earning rewards with no restrictions.
No Annual Fee – Earn Rewards for Free
Many student credit cards charge annual fees, but with the Discover it Student Cash Back, you’ll never pay a yearly fee. This means all the rewards you earn go directly into your pocket, making it a smart and cost-effective choice for students.
0% Intro APR for 6 Months on Purchases
Need to spread out payments on a big purchase? The Discover it Student Cash Back offers a 0% intro APR for the first six months on purchases, giving you extra flexibility without paying interest.
$20 Good Grade Reward – Get Paid for Your Success
As a student, you’ll be rewarded for good grades! Discover offers a $20 statement credit each school year (for up to 5 years) if you maintain a GPA of 3.0 or higher. That’s free money just for excelling in school!
Free FICO Credit Score Access – Monitor Your Credit for Free
Learning smart credit habits is important, and the Discover it Student Cash Back card helps by providing free access to your FICO credit score. You can track your progress in Discover’s mobile app, ensuring you’re always informed about your credit health.
U.S.-Based 24/7 Customer Service
If you ever need assistance, Discover provides 24/7 customer service from a U.S.-based support team. Whether you need help with your account, payments, or fraud protection, Discover’s team is always available to assist you.
Freeze It Feature – Instantly Lock Your Card if It’s Lost or Stolen
Misplaced your card? No worries! With Discover’s Freeze It feature, you can lock and unlock your card instantly through the mobile app or website, preventing unauthorized transactions.
No Foreign Transaction Fees – Study or Travel Abroad Without Extra Charges
If you’re planning to study abroad or travel internationally, the Discover it Student Cash Back charges no foreign transaction fees. This means you can use your card anywhere in the world without paying extra for purchases.
Tap & Pay Contactless Payments
For fast and secure transactions, this card supports contactless payments, allowing you to simply tap and go at compatible checkout terminals.
Who Can Apply for the Discover it Student Cash Back?
To qualify for the Discover it Student Cash Back, applicants must meet the following criteria:
- Be at least 18 years old (or the age of majority in your state)
- Be a college or university student
- Have a valid Social Security Number or ITIN
- Possess a U.S. mailing address
- Meet Discover’s income and creditworthiness requirements
This card is perfect for students looking to build their credit history while earning incredible cash-back rewards.
How to Apply for the Discover it Student Cash Back
Applying for the Discover it Student Cash Back is simple and fast. Follow these steps:
- Visit the official website
- Click “Apply Now” – Start your application directly on Discover’s website
- Fill out the online application – Provide your personal details, school information, and income status
- Review and submit your application – Double-check your information before submitting
- Receive an instant decision – Many applicants receive a response within minutes
Apply today and start earning while you learn!
